About DUAL

As one of the world’s largest international underwriting agencies, DUAL has a long-standing reputation for underwriting expertise and in-depth technical knowledge.

Our success is built on creating and delivering the right products to the right people around the globe. That’s not just something we like to say - our entrepreneurial spirit is fundamental to our approach. This runs through every part of our business and empowers our people to develop products, services and processes that consistently deliver the best for our clients and partners. 

DUAL works closely with you to understand your business

DUAL is an MGA, or managing general agent. Our role is to underwrite insurance policies on behalf of insurers, who delegate underwriting authority to us. Insurers will specify a limit we can underwrite to across our different classes, according to their risk appetite. 

Partnering with an MGA such as DUAL enables insurers to access specialist underwriting expertise and to distribute their capital more broadly through the brokers we work with. At the same time, our broker partners get more personalised cover for their clients’ risks.  

DUAL is one of the world’s largest international MGAs, operating in 21 countries and across more than 70 lines of insurance. 

Working with world-leading carrier partners

By imaginatively connecting risk to capital, we work with many highly rated insurance and reinsurance companies globally, several of which have partnered with us for over a decade. 

Together with a relentless focus on high-quality underwriting, our long-term relationships with carriers have helped us grow from a single office in Madrid into a multinational business in 21 countries. 

Backed by one of the largest insurance groups in the world

DUAL is part of Howden. With 19,000 people across 55 territories and employee ownership at its core, Howden has grown to be a major player in the global insurance industry.